Thursday, April 09, 2015
Out of Network Care : Why?
I'm still thinking about what I'm going to say in my talk about value in psychiatry from the patients' perspective.
It seems to me that the question of value and getting one's money worth might include the fact that the cost is different in different settings. So someone who gets care at a student mental health center, a VA facility, or a public clinic may well pay nothing. And in private practice, many psychiatrists don't participate with insurance plans and people may choose see a psychiatrist when they have no out-of-network insurance, and thereby assume a cost of hundreds of dollars per session.
So my question for now is quick, and again, it is meant only for people who have been patients.
Why do you see a psychiatrist who is not in your insurance network? If this costs more than going with an in-network psychiatrist, what makes the extra cost worth it?
Posted by Dinah on Thursday, April 09, 2015